Okay, so you are short on cash, and are considering borrowing money Visit Credit Excel Singapore. But should you?
Being financially responsible is extremely important for your long-term well being. Taking on debt, no matter how small, is no joke. But sometimes there is simply no other way. So what is a true financial emergency?
Fake Financial Emergencies
First, let’s take a closer look at situations where you might have an immense desire to spend money and feel like you are short on cash, but that do not warrant borrowing money.
These situations boil down to consumerism. Say, you …